CREDIT RISK: VINTAGE ANALYSIS This tutorial explains the concept of vintage analysis and how it is used in banking. Vintage analysis is also called...
Tag: banking
ROLL RATE ANALYSIS In this article, we will cover what roll rate analysis is and how it is used in credit risk domain. Introduction...
š¹ How the Model Validation Process at Banks Can Drive Business Impact?? Link:Ā https://www.linkedin.com/embed/feed/update/urn:li:share:7291489903228436480 Model validation isnāt just complianceāit directly impacts revenue, risk, and decision-making....
š AI in Credit Scoring: Fair or Just Historically Biased? Link:Ā https://www.linkedin.com/embed/feed/update/urn:li:share:7297968941425930240 Two applicants with similar financial behaviors apply for the same loan. One is...
Are We Forcing Machine Learning to Fit the Logistic Regression Mindset? Link: https://www.linkedin.com/embed/feed/update/urn:li:share:7297637290665820160 In risk model validation, I often see a fundamental misalignment between...
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Developing to Developed: The Evolution of Credit RiskĀ Strategies In terms of credit risk strategy, the lending markets in America and Britain undoubtedly lead the...
The Theory of Constraints as a Metaphor for Credit LimitĀ Management When a manufacturer wishes to improve the efficiency of their operation they can turn...
Using Profit Model Analytics to Align TeamĀ Goals One of the business worldās most repeated truisms is that you get what you measure.Ā Ā So it stands...