π AI in Credit Scoring: Fair or Just Historically Biased? Link:Β https://www.linkedin.com/embed/feed/update/urn:li:share:7297968941425930240 Two applicants with similar financial behaviors apply for the same loan. One is...
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Are We Forcing Machine Learning to Fit the Logistic Regression Mindset? Link: https://www.linkedin.com/embed/feed/update/urn:li:share:7297637290665820160 In risk model validation, I often see a fundamental misalignment between...
Why is the credit card called βππ‘π π¦π¨π¬π π©π«π¨ππ’ππππ₯π product in banksβ? How does VISA/Mastercard make money? The diagram below shows the economics of...