๐น How the Model Validation Process at Banks Can Drive Business Impact?? Link:ย https://www.linkedin.com/embed/feed/update/urn:li:share:7291489903228436480 Model validation isnโt just complianceโit directly impacts revenue, risk, and decision-making....
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๐ AI in Credit Scoring: Fair or Just Historically Biased? Link:ย https://www.linkedin.com/embed/feed/update/urn:li:share:7297968941425930240 Two applicants with similar financial behaviors apply for the same loan. One is...
Are We Forcing Machine Learning to Fit the Logistic Regression Mindset? Link: https://www.linkedin.com/embed/feed/update/urn:li:share:7297637290665820160 In risk model validation, I often see a fundamental misalignment between...
Why is the credit card called โ๐ญ๐ก๐ ๐ฆ๐จ๐ฌ๐ญ ๐ฉ๐ซ๐จ๐๐ข๐ญ๐๐๐ฅ๐ product in banksโ? How does VISA/Mastercard make money? The diagram below shows the economics of...
